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Digest of Discussion at Concurrent Sessions
to attempt to estimate optimum sizes of its two primary sources of earnings--net worth and premium revenue ... produce desired profit margins and will have a direct im- pact on GAAP earnings. 2. Changes ih the ...- Authors: George Alexander, John C Antliff, Robert M Astley, Paul M Bailey, Barry L Blazer, Bob J Bolin, Application Administrator, Joseph R Brzezinski, Daniel Case, Stanley R Freilich, Norman E Hill, Richard Humphrys, Michael B Hutchison, James D Lamb, John Pennisten, Thomas K Pennington, Joe B Pharr, Anna M Rappaport, Richard S Raskin, Frank D Repp, Walter Rugland, C David Silletto, Maurice O Simmons, Robert C Tookey, David A Wright, Martin L Zeffert, Charles Barry H. Watson, Jack M Elkin, Richard B Sieben
- Date: Jan 1974
- Competency: External Forces & Industry Knowledge
- Publication Name: Transactions of the SOA
- Topics: Actuarial Profession>Competencies; Life Insurance; Pensions & Retirement
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Worksite Marketing
there has been some interest in selling long-term-care cover- age on a worksite basis. For ages under 65 ... attempt to retain their coverage by converting to direct billing. Often, Preauthorized Check System (PAC) ...- Authors: Norman E Hill
- Date: Dec 1998
- Publication Name: Small Talk
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Small Talk Newsletter, September 1999, Issue No. 14
independent agency, insurer, reinsurer, direct market or direct writer—can win in the new game. The industry ... opened West. The second transformation was the direct writers’ rise to personal line dominance. After ...- Authors: Norma Y Christopher, Christian J DesRochers, Norman E Hill, John M O'Sullivan, James Thompson, Scott J Cipinko, Tim Pease, Kevin Keegan, Ara C Trembly
- Date: Sep 1999
- Publication Name: Small Talk
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Regulatory Update for 2014
exemption. Currently, it is $300 million ordinary life direct plus assumed premiums for a company and $600 million ... would be divided between “Primary Securities” and “Other Securities.” Primary Securities would be regu- ...- Authors: Norman E Hill
- Date: Mar 2015
- Publication Name: Small Talk
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The Financial Reporter
effectively amends SFAS 5, replacing it as the primary source of guidance for accounting for uncertain- ... set of assumptions is unclear (again, usually a direct reflec- tion of the statutory reserve ambiguity) ...- Authors: Richard H Browne, Robert Frasca, Norman E Hill, Christopher Perrin, Henry Siegel, Vincent Y Y Tsang, James Thompson
- Date: Mar 2007
- Publication Name: The Financial Reporter
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Risk-Based Capital 'RBC' Ratios
C-2 risk that is a function of premiums. When direct premiums are ceded, the interaction of the formula ... appropriate for disability, medicare supplement, long-term care, various types of cancer, and hospital indemnity ...- Authors: Norman E Hill
- Date: Jun 1996
- Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: Record of the Society of Actuaries
- Topics: Enterprise Risk Management>Capital management - ERM
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Small Talk Newsletter, May 1999, Issue No. 13
This hotly argued rec- ommendation will have a direct impact on the bottom line and give rise to addi- ... complacency. Corporate law typically imposes standards of care on the company’s managers and directors which could ...- Authors: Richard H Browne, Cherri R Divin, Norman E Hill, Mike Lombardi, James Thompson, Scott J Cipinko, Cecilia Green, Jacqueline Bitowt, Thomas F Streiff, Ara C Trembly
- Date: May 1999
- Publication Name: Small Talk
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Small Talk Newsletter, December 1998, Issue No. 12
remember changes in our nation’s overall health care system were almost mandated on employers. The same ... from both valuation and tax perspectives. The primary products affected are level premium term insurance ...- Authors: Norman E Hill, James Reiskytl, Edward J Slaby, James Thompson, James Van Elsen, Patrick Lusk, Al Barthelman, Wallace F Dale, Rick Storms
- Date: Dec 1998
- Publication Name: Small Talk
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Small Companies & Federal vs. State Regulation
companies started tocome under fire in the early ’90s. Primary causes were insolvencies of several large life ... concern over rate increases on existing long term care products. Once again, minimum loss ratios have been ...- Authors: Norman E Hill
- Date: Sep 1999
- Competency: External Forces & Industry Knowledge
- Publication Name: Small Talk
- Topics: Public Policy
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Capital Management - The Big Picture
aspects of the capital manage- ment process. I will direct my comments to three specific areas of relevance: ... potential. In the capital marketplace at large, the primary sources of capital are debt and equity. Common ...- Authors: Shane A Chalke, Glen Gammill, David A Hall, Norman E Hill, Richard S Robertson
- Date: Oct 1989
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Finance & Investments>Capital management - Finance & Investments